The financing process may take between several days and a few weeks, depending on how quickly you get Ally the documents required to approve your loan. Ally also allows co-signers, who can help borrowers with lower credit scores qualify for a loan.Īlly Auto Refinance loan terms range from 36 to 75 months, and loans are available in every state except Nevada, Vermont, and Washington, DC. Ally Auto Refinance DetailsĪlly Auto Refinance also offers Guaranteed Asset Protection with its loans, which can help reduce the gap between how much the car is worth and how much you owe on the vehicle if it's totaled or stolen. Look beyond the monthly payment and consider the interest rate and the length of the loan. ![]() However, Ally Auto Refinance starting rates are higher than those you'll find at some competitors.īefore settling on a car loan, shop around and compare all your offers. It could also be a good choice if you're looking to get prequalified for a loan with no impact on your credit score, or want to avoid application and documentation fees. You might consider Ally Auto Refinance if you need a co-signer in order to qualify for a loan. See Insider's picks for the best auto loans > Who is Ally Auto Refinance Best For? ![]() ![]() But you can probably find better rates and more flexible loan terms with another lender. The bottom line: Ally Auto Refinance may be a decent option if you need a co-borrower to qualify for a loan. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.
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